• rsz_1731-irs-600x338ab-resize-600x338
    January 03, 2018

    New Tax Law Enhances Life Settlements Market

    The new tax law, the Tax Cuts and Job Act of 2017 (TCJA), contains two provisions that provide a boost to life settlements, which should spur added growth of the life settlement market. First, the law makes the tax treatment of a life settlement to the seller more favorable and, second, the increased estate tax exemption could make some policies, which were purchased for estate tax purposes, unnecessary and, therefore, candidates for a life settlement.

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  • rsz_1taxes
    December 18, 2017

    5 Key Life and Health Sections in Final Tax Bill

    The new, combined version of H.R. 1, the Tax Cuts and Jobs Act bill, could cost life insurers about $22 billion over the period from 2018 through 2027. Rep. Kevin Brady, R-Texas, originally proposed a version of the tax bill that would raise about $22 billion, by combining a $7 billion change in the tax rules for life insurers' deferred acquisition cost (DAC) expenses, or spending on activities such as marketing, underwriting, and paying agents' and brokers' commissions, with a $14.9 billion change in life insurers' reserving rules.

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  • rsz_conning
    October 30, 2017

    Conning--Life Settlements Growth Trajectory Challenged by Insurer Cost of Insurance Increases

    Overall market conditions point to growing demand for life settlements, but continued insurer increases in cost of insurance on existing policies presents a challenge to growth, according to a new study by Conning.

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  • rsz_1193-piggy-bank-738x415ts-resize-600x338
    October 30, 2017

    Life Insurance as a Retirement Asset

    One of the notable changes in the American economy over the last couple of decades has been the virtual disappearance of the steady 40-year career with one employer. It has been replaced with a culture where workers move from job to job, sometimes combining multiple part-time gigs to stitch together a required income.

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  • rsz_1251-washington-600x338ts-resize-600x338
    October 30, 2017

    Turn Term Policies into Cash With a Life Settlement

    Term policies that are convertible to universal life make some of the best prospects for a life settlement, but they are frequently overlooked.

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  • rsz_1first-day-main
    October 30, 2017

    Don't Forget Secondary Market for Life Insurance

    With many Americans struggling to meet their retirement income needs, it is unfortunate that valuable assets may not be properly utilized in retirement planning.

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  • rsz_117span-master768
    October 23, 2017

    Wringing Cash From Life Insurance

    “We’re going to go through a quick, ten- to 15-minute personal health assessment,” said Jay Jackson, vice president of Abacus Life Settlements in Orlando. “There are no right or wrong answers.”

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  • rsz_1142-nursing-home-470798161-600x338ts-resize-600x338
    August 17, 2017

    The Long-Term Care Crisis and Life Settlements

    It’s no secret that financing long-term care is becoming a massive problem for America.

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