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  • rsz_1rsz_4200_60003-3052-optimizeinfographic_d03-09
    February 19, 2016

    GWG Life Throws Seniors a Financial Life Saver

    GWG Life, LLC (GWG Life), a leader in the secondary market for life insurance, has released a new infographic that explains how life settlements can be a financial life saver for retirees and seniors. For the estimated 10,000 Americans over the age of 65 retiring each day, a life settlement is a valuable option for retirement planning and wealth management.

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  • rsz_1disclose-520x245
    February 19, 2016

    Life Settlement Disclosure Legislation

    What are an insurer’s duties to insureds about disclosing the possibility of a life settlement? At least three recent cases have addressed an insurer’s duty to inform insureds about the existence and availability of life settlements. Moreover, a handful of states have already enacted legislation requiring insurers to inform insureds about the possibility of a life settlement.

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  • rsz_1conference-crop-600x338
    February 02, 2016

    Investors & Analysts Agree: Life Settlements Asset Class Destined for Long-Term Growth

    A recent study from Conning, Inc., a leading investment management company for the global insurance industry, found that investors purchased $1.7 billion worth of U.S. life insurance face value in 2014, bringing the total active life settlements market to more than $32 billion.

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  • rsz_3timthumb
    February 01, 2016

    A Short History of Life Settlements

    A life settlement is the sale of an existing life insurance policy to an institutional investor at a price higher than the current cash surrender value, but lower than the face amount of the policy. The investor then takes over all the premium obligations and the original owner is relived of the ongoing financial burden while getting a lump-sum that is a lot more than the insurance company told them it was worth if it was surrendered. If a policy does not have cash surrender value, for example with a term policy, a life settlement is still usually possible because most term policies are convertible into cash value policies and, because of that nuance, they can be monetized as well.

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  • rsz_1ii6---300x250-_option2
    January 20, 2016

    Life Insurance Settlement Association to Host 6th Annual Institutional Investor Life Settlement Conference on February 22nd in New York City

    The Life Insurance Settlement Association (LISA) today announced that its Sixth Annual Institutional Investor Life Settlement Conference, the leading professional gathering of institutional investors in the life settlements asset class, will be held on February 22, 2016, at The Ritz-Carlton Battery Park in New York City.

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  • rsz_1114versatilitywork_small
    December 18, 2015

    Selling The New Versatility Of Life Insurance

    Advisors are constantly looking for ways to help their clients, but sometimes the nature of insurance works against them. For many clients, insurance is a financial product which they largely forget about. Whether it’s for a car, home, health or a life, clients prefer to have that insurance policy sit in the background of their lives.

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      • Life Settlement Transactions
      • life settlement transaction
      • Life Settlements
      • Life Insurance
      • life insurance policies
      • financial stress
      • disclosure of life insurance benefits
      • disclosure
      • awareness
      • alternatives to lapsing or surrendering a life insurance policy
      • alternative to keeping an insurance policy
      • alternatives
  • rsz_1investor_interestsmall
    December 11, 2015

    What Way of Ending Your Life Insurance Is the Best

    Life insurance is never bought for your own benefit. You want to help the people around you with some financial support when you leave the world. All the money that is to be received after your death when you are insured is given to your nearest family members. Of course, it already needs a big heart from a person to think about others and take the pain to help them live a better life when he/she has already passed away. However, there are times when the insured person is not in the position of carrying on with his/her life insurance policy.

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      • Life Settlements
      • Life Settlement Transactions
      • Life Settlement Industry
      • Life Settlement
      • life insurance policies
      • Life Insurance
      • Lapsed Life Insurance
      • Lapse Rates
      • Lapes Life Insurance
      • Financial Planning
      • average value of a policy
      • alternatives to lapsing or surrendering a life insurance policy
      • alternatives
      • alternative to keeping an insurance policy
  • rsz_1ar-151209938
    December 11, 2015

    Universal Life Cost Increases Could Be 'Tip of the Iceberg'

    Some insurers are raising costs on in-force universal life insurance contracts, due largely to persistently low interest rates, which has some industry watchers concerned more firms will follow suit as rates remain depressed.

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