Selling an unneeded life insurance policy can change the life of your clients
Life settlements offer your clients a far better choice and option to changing needs than simply lapsing or surrendering an unwanted, unneeded or unaffordable life insurance policy. As seniors look to increase stability in their retirement portfolios, there is no question that advisors should consider all available assets that can be tapped in order to improve the quality of their clients’ lives.
Life settlements represent an important solution for a growing number of people who may have thought that they had no options at all
You clients will benefit in so many ways:
- They will preserve a high quality of living by receiving a higher cash payout than the cash surrender value.
- They will have relief from premium payments on an unneeded or unaffordable life insurance policy.
- They have piece of mind, relief and dignity with additional funds to supplement retirement.
- They will have freedom to redirect proceeds to generate income from other better performing assets or even donate proceeds to charity.
- They will have to ability to fund long-term care.
- They will have more options and choices selecting doctors, healthcare facilities or experimental healthcare procedures.