• COI-176x176
    November 19, 2015

    Insurers Misprice Products and American Consumers Pay the Price

    Over the last five months, several insurance companies, including Voya and AXA, have announced increases to cost of insurance rates ("COI") for certain outstanding universal life insurance policies. These increases, some which are in excess of 80%, allegedly were made to address the anticipated future costs for providing the coverage.

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  • Life-Policy-Living-Benefits-Transparency
    September 28, 2015

    Toward awareness of all life policy benefits

    With a national election crowding headlines, transparency may not seem the norm, but thankfully there is a mounting trend toward disclosure when it comes to life insurance policies.

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  • Stable-Assets-176x176
    September 16, 2015

    How to calm a panicked client? Look at stable assets

    If we examine the makeup of your clients’ investments, nearly every asset class has potential for some market volatility — except one. Their life insurance policies.

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