• The Integrity of carriers is reviewed
    May 13, 2016

    Measuring Integrity

    You’ve heard that the measure of a person’s character is determined whether they do the right thing even when no one is watching. This absolutely rings true with insurance, which is a highly-regulated industry.

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  • Negative Rates 176
    March 18, 2016

    Negative Interest Rates and European Insurance Companies

    The Wall Street Journal recently published an article, “Negative Interest Rates and Insurers: Be Afraid,” discussing rates in Europe that have gone negative in some countries and how this hurts European insurers. The article does not discuss, but I would argue, that those who hold policies from these insurers should consider the life settlement market as an avenue to sell unwanted and unneeded policies.

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  • Irrational-Lapse-of-Insurance-176
    February 19, 2016

    Don’t Irrationally Lapse Your Policy

    As a result of the lack of awareness of that secondary market – that is, the ability to sell a life insurance policy -- far too much life insurance is “irrationally lapsed” each year.

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  • “Acres-of-Diamonds”-Should-Apply-to-How-Advisors-Think-About-Life-Settlements
    January 12, 2016

    “Acres of Diamonds” Should Apply to How Advisors Think About Life Settlements

    If you’re thinking of expanding your work with life settlements, instead of looking for new clients, first take a look at the ones you already have. Chances are you have one, or more, who have needs that a life settlement could help meet.

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  • COI-176x176
    November 19, 2015

    Insurers Misprice Products and American Consumers Pay the Price

    Over the last five months, several insurance companies, including Voya and AXA, have announced increases to cost of insurance rates ("COI") for certain outstanding universal life insurance policies. These increases, some which are in excess of 80%, allegedly were made to address the anticipated future costs for providing the coverage.

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  • rsz_1happy-couple-crop-small
    June 30, 2015

    Don’t get confused: Life settlement transactions are safe and regulated

    From time to time, a misinformed person takes to his or her computer and publishes something about life settlements that confuses folks with false and misleading information. Unfortunately, in the era of digital media, one inaccurate article can live a long and destructive life on the Internet. When that happens, it’s important to call a timeout and set the record straight.

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