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LISA - Life Insurance Settlement Association

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  • Life Policy Owners
    • Why sell?
    • Do I qualify?
    • How much can I get?
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    • Why Sell?
      • Defining a life settlement
      • Benefits to your clients
      • Key reasons clients may need to sell a policy
    • Candidates
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    • Helping Clients
      • Determine if a life settlement is the right solution
      • Advisor’s purpose in a life settlement transaction
      • Questions to ask life settlement firms
      • Explore differences between a broker and a provider
    • Benefits to You
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    • A Life Settlement Story
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The reasons for a life settlement are many.

See others' stories and understand your next steps.

Advisor Blog (Click here to subscribe)

  • Ways-to-Afford-a-more-Expensive-Retirement
    April 26, 2017

    Helping Your Clients Afford a More Expensive Retirement

    An article by LISA's President and CEO, Darwin Bayston discusses how you can help your clients afford a more expensive retirement.

    Read More
  • Term-policies-make-exceptional-candidates-for-a-life-settlement
    November 10, 2016

    Shattering a myth about life settlements: 5 advisor benefits

    In addition to the benefits to clients, financial advisors themselves can benefit from working with their clients to pursue a life settlement.

    Read More
  • Post-Retirement Financial Checkup
    November 07, 2016

    Schedule a Post-Retirement Financial Checkup

    Most of us are familiar with the retirement planning shortfall in America, but at the same time there are millions of Americans who do a great job preparing for their golden years. They work hard, save with discipline and do their best to stick to a plan that will allow them to achieve their financial goals. If you are one of these retirees, congratulations! But don’t let the financial planning stop now. In fact, after you’ve entered retirement, it’s more important than ever to give your finances an annual checkup.

    Read More
  • Life Settlement Taxes Information
    April 15, 2016

    Tax uncertainties for life settlements: 5+ troublesome issues

    It’s tax time again, which means yet another year has passed without clarity for life settlement transactions.

    Read More
  • Negative Rates 176
    March 18, 2016

    Negative Interest Rates and European Insurance Companies

    The Wall Street Journal recently published an article, “Negative Interest Rates and Insurers: Be Afraid,” discussing rates in Europe that have gone negative in some countries and how this hurts European insurers. The article does not discuss, but I would argue, that those who hold policies from these insurers should consider the life settlement market as an avenue to sell unwanted and unneeded policies.

    Read More
  • Irrational-Lapse-of-Insurance-176
    February 19, 2016

    Don’t Irrationally Lapse Your Policy

    As a result of the lack of awareness of that secondary market – that is, the ability to sell a life insurance policy -- far too much life insurance is “irrationally lapsed” each year.

    Read More
  • Complex-Life-Insurance-Policy-Illustrations-and-Life-Settlements
    January 13, 2016

    Complex life insurance policy illustrations underscore the need for trusted advisors to counsel seniors

    Do we truly believe that the policy illustrations provided by life insurance carriers are written and delivered in a way that is friendly or accessible to a consumer who has little or no knowledge of how life insurance products are priced and structured?

    Read More
  • COI-176x176
    November 19, 2015

    Insurers Misprice Products and American Consumers Pay the Price

    Over the last five months, several insurance companies, including Voya and AXA, have announced increases to cost of insurance rates ("COI") for certain outstanding universal life insurance policies. These increases, some which are in excess of 80%, allegedly were made to address the anticipated future costs for providing the coverage.

    Read More
  • Opportunites-to-sell-your-life-policy176
    October 13, 2015

    Opportunities for Seniors to Sell an Unwanted Life Policy Increase in Changing Financial Environment

    Opportunities have never been better for seniors who can no longer afford their life insurance premiums to sell them through what is known as a life settlement

    Read More
  • Eye on 7 of the most common life settlement situations
    October 07, 2015

    Eye on 7 of the most common life settlement situations

    A life settlement can be a great alternative to accepting the insurance company’s surrender value, if any, for a policy that is about to be lapsed or surrendered. While there are many reasons a policy may be terminated, certain scenarios are the most common. Keeping an eye out for these situations is one more way for you to help your clients.

    Read More

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Editor's Choice

  • November 19, 2015

    Insurers Misprice Products and American Consumers Pay the Price

  • Life Policy Owners
    • Why sell?
    • Do I qualify?
    • How much can I get?
    • Selecting an Advisor
    • Sales Process
    • Frequently Asked Questions
    • Consumer Stories
    • Educational Resources
    • Consumer News
    • Consumer Blog
      • Authors
  • Consumer Advisors
    • Why Sell?
      • Defining a life settlement
      • Benefits to your clients
      • Key reasons clients may need to sell a policy
    • Candidates
    • Policy Value
    • Helping Clients
      • Determine if a life settlement is the right solution
      • Advisor’s purpose in a life settlement transaction
      • Questions to ask life settlement firms
      • Explore differences between a broker and a provider
    • Benefits to You
    • Sales Process
    • Advisors Frequently Asked Questions
    • Educational Resources
    • Advisor News
    • Advisor Blogs
  • Find a LISA Member
  • LISA Events
    • Upcoming Events
    • Past Events
  • Industry Resources
    • Life Settlement Regulation
    • History of Life Settlements in the US
    • Life Settlement Industry Timeline
    • State Regulation
    • Life Settlement Model Act
    • New York Public Awareness
    • Other Links
  • Become A Member
    • Membership Benefits
    • Apply for Membership
  • About LISA
    • Find a LISA Member
    • Board of Directors
    • By-Laws
    • Code of Ethics
    • Code of Ethics Enforcement Procedures
    • Policy Statement: Fractionalized Interests
    • Disclaimer
    • Media Coverage
  • Testimonial Video
    • A Life Settlement Story
  • Awareness
  • Find Help Now

  • Select a firm that best meets your needs
  • Find a LISA Member
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