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It's best to talk about long term care early — before the need for medical or personal care is imminent. Here's help understanding, choosing and financing long term care. By: Mayo Clinic Staff Mayo Clinic, 22 September 2016 Long-term care is a term used to describe home and community-based services
By: Robin S. Weinberger and Peter N. Katz
LifeHealthPro, 14 September 2016 For years, life settlements have been regulated by nearly all the states. Life settlement laws are current in 42 states, covering more than 90 percent of the American population. Despite now having an orderly and comprehensiv
By: Michael Freedman iris.xyz, 21 September 2016 I never get tired of sharing this fact: a life insurance policy is an asset. If a senior is not going to keep their life insurance policy—for whatever reason—they have a protected property right to sell that policy. In many cases, they’ll receive sign
(Family Features) For a good portion of Americans, life insurance is a critical component of financial planning. However, in recent months, many seniors have been hit with an unwelcome surprise as several insurers are raising the premiums on their life insurance policies. When a life insurance polic
By: Victoria Yore If you are a 65+ something or know someone around this age who owns a life insurance policy, you may be able to sell it for an upfront payout. Say what???? Yep, this nifty idea is called a Life Settlement. Like your house or your car, your life insurance is an asset which can be so
By: Jon B. Mendelsohn LifeHealthPro, 05 August 2016 If you assist clients with retirement planning, chances are you’ve never helped one go through a life settlement transaction. At least, that’s according to a 2015 poll by Financial Advisor IQ, which asked the question, “Would you help clients sell
By Stephen E. Terrell We all own products that meet very specific needs, but we rely on them only in certain situations. We don’t spend too much time thinking about faucet wrenches, gravy separators or even that telescoping magnetic pickup tool, but we certainly appreciate them on the day we need th
As growing numbers of aging baby boomers turn to their advisors to help them achieve their retirement and estate planning objectives, many estate attorneys are faced with decisions regarding life insurance policies purchased that are no longer relevant. Life settlements have steadily gained greater
Globe Newswire, 20 July 2016 To combat the lack of consumer awareness regarding a strategy that could potentially generate crucial funds for seniors in retirement, two experts have joined forces to write and publish the definitive consumer guide to life settlements. A photo accompanying this announc
Leading Life Insurance Settlements Company Now Able to Get Offers on More Life Insurance Policies than Ever Before Newswire.com, 26 July 2016 Ft. Lauderdale, FL Life Insurance Settlements, Inc. a leading source for life insurance settlements, is proud to announce their ability to get offers on more
By: Warren S. Hersch LifeHealthPro, 16 July 2016 Reviewing a client’s or prospect’s life insurance coverage needs might seem straightforward. But too often, agents and advisors overlook critical questions that can result in a poor product recommendation — one that fails to meet income replacement, l
New studies highlight toll of health care costs on seniors By: Darwin Bayston
LifeHealthPro, 19 July 2016 Health care inflation is a well-documented reality in the American economic landscape, but new data published this spring illustrates how pronounced this challenge is for American seniors. In Ju