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    August 18, 2015

    Life Settlements Offer Alternative for Seniors Facing Unsustainable "Universal Life" Insurance Premiums

    Many aging Americans are facing a significant unexpected financial challenge: Sky-high premiums for "Universal Life" insurance policies. As the Wall Street Journal recently reported, holders of "Universal Life" policies – which were especially popular in the 1980s and are often structured to depend heavily on strong investment returns – are struggling to pay costly premiums to make up for years of low interest rates. The article recommends that policy holders "consider working with an agent to sell the policy on the life-insurance secondary market," an option illustrated by the following case study of an actual client of life settlement provider GWG Life, LLC.

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